Children'S Financial Awareness And Ability Become The Key Part Of Education.

Buffett, a famous investment guru, started his first business in life when he was 4 years old.

At the age of 4, Buffett bought a batch of chewing gum from his grandfather's grocery store. The wholesale price was 3 cents a pack, and he bought 20 bags at a time.

In the evening, he went from door to door selling 5 cents a pack at his house.

Every time a bag is sold, little Buffett makes 2 cents.

In 2008, Buffett jointly bought the Wrigley chewing gum company of chewing gum sold by the Mars Inc at the age of 4, and the total purchase price was $23 billion.

So how to guide children to learn how to manage their finances, and how to develop their children's financial management concept?

Tell children that money comes from hard work, let their children learn to self - reliance, help their children to realize the value of labor.

Use your own hands to create wealth.

Let children understand the family's income and expenditure, tell him to make a reasonable plan for their future.

Let the child buy what he wants through his own efforts. He will be more careful than the three, and get rid of the bad habit of impulse buying.

Let children set up a "account book", after a period of time, let the child statistics, if the flowers are not reasonable, parents can let children adjust themselves.

Two, let children learn to spend money correctly, changing their spending habits.

By changing parents' habit of spending money, they can also change their spending habits.

In addition, children can be taken as a day's form of parents, so that they will have a better understanding of how families run, how the money flows and the family expenses are complicated. Before spending, they will take the initiative to think. They can also train children to spend money on shopping, and how to buy things that are cheap and beautiful.

At the same time, encourage children to keep accounts and form good ones.

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Three, help children learn to accumulate, train their children to save.

When a child wants to buy his beloved valuables, his parents can tell him to store up his pocket money.

Let children experience the joys of "accumulate less and accumulate more", and let children experience the meaning of "selective consumption".

Today's children have their own lucky money, to tell him the right way to deal with the lucky money, allowing children to manage their lucky money, use lucky money to make a small investment and financial management.

Tell your child what to do with the money in the bank, and let the children have a preliminary understanding of the bank.

You can also talk about the role of various kinds of education savings or insurance, and cultivate the awareness of making money through investment.

Teach children some financial skills, zero storage, 12 order methods, etc.

When children reach a certain age, let their children encounter some investment simulation games or direct investments, so that they can have first-hand experience in investing.

Five, parents should set an example.

To cultivate children's correct view of money, the most important point is the attitude of parents towards money.

Parents are the first teachers of their children. Their behaviors and ideas will have a huge impact on their children.

Therefore, parents often have to think about whether their actions will bring negative effects to their children. If we want the children to achieve their expectations, we need to convince parents of their behaviors and attitudes first.

6 to 12 years old is the golden time to cultivate children's financial management concept. Starting from this period, training children's financial management concept is also a way to cultivate children's good habits, so that children can have the right money view from childhood.